Intelligent Approach to Thrift Savings Plan Management!
Are you a US Government (military
or civilian) employee? If so, the cornerstone of your retirement system, the
Thrift Savings Plan (TSP), has been improved in recent years through the addition of new fund alternatives and a conversion to daily share valuations. These changes have made the TSP flexible enough
to be intelligently managed on a daily basis.
These new flexibilities give federal employees a tremendous opportunity - to take control of their retirement planning by managing the growth of their TSP nest egg. Yet many of us feds aren't capitalizing on the opportunity before us. As of 8/31/2004, 42% of all TSP investments were held in the G Fund and only 3% were held in the I Fund - at a time when the I Fund was taking off (17.5% gain over the next 4 months) and the G Fund was little better than a shoebox (1.4%)! There is greater risk associated with the I Fund, of course, but what if you could make intelligent decisions about when, and how, to optimally allocate your TSP investment?
TSPMAX may be able to help! TSPMAX is a system for determining optimum points of entry and exit for each of the TSP funds, and a family of Asset Allocation strategies designed to fit any federal employee's level of risk tolerance. TSPMAX members receive daily email updates and website access over a variety of subscription lengths. Check out the TSPMAX FAQ's, About, and Performance pages and see for yourself!
If you are looking for an alternative to "Buy and Hold", or are interested in an "emotion-free" system for selecting fund participation, then TSPMAX may be the answer you've been looking for.
is The Intelligent Approach to Thrift Savings Plan Management!
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